Bi-Weekly Budget Templates

Download a collection of 26+ Free Bi-Weekly Budget Templates to help you manage your budget easily. You can also check out our collection of Weekly Budget Templates.

It is very common in many countries around the world where the employees and workers are paid twice a month. This is also known as bi-weekly salary basis where a company or organization pays its employees two times a month. It is different from the traditional regular salary basis where the employees are paid only once in every month. In the situation when you are paid twice a month but you only need to pay your bill once each month, it can create a problem for you. In order to eliminate any problems and financial situations, you need to develop a bi-weekly budget plan.

Pitfalls to avoid with Bi-weekly Budget:

Assuming the Extra Check as a Reward:

When you are paid twice a month, you will receive three pay checks every year every now and then. This can happen twice or three times in the entire year when you will have an extra check in your hands. Usually when a person receives three checks in a month, they think that this is an extra income and they can spend it anyway they want but it’s not right.

Being failed with Developing regular Bill Payments:

When you are paid two times a month and you have to pay your bills only once a month, it can create a big problem for you because when you pay your bills and assume that you have paid all the bills and now you can relax until next paycheck comes, what will happen if another bill arrives the next day and you have no money to pay for it.

Running out of Money between Paychecks:

This is yet another very common problem with the people who receive paychecks twice a month. Usually when they pay their bills and make other expenses, they find out that there is not enough money in their account to survive for the next 15 days before the next paycheck arrives.

Useful Tips for Handling Problems with Bi-weekly Budget:

Adopting a Schedule with Bi-week Income:

When you want to adjust your bi-weekly budget, the most important and first thing is to forget that you are paid twice a month and you receive the bills once a month. With this tactic, you need to pay the bills as soon they arrive. This means that you will pay the bills with each paycheck.

Creating an Emergency Fund:

Another healthy exercise is to put a portion of your paycheck in some kind of savings account. For example, if you are paid $200 a week, you should save at least $40 in your emergency account. When an unusual expense occurs i.e. vehicle repair, you can use this fund.

Creating a Buffer in your Savings Account:

When you have paid all of your bills and you know there is no more expense, it is very hard not to see how much money you have got in your account that you can spend on things you like i.e. shoes, clothes and games etc. this is not a healthy practice and you should decide on a particular amount of money that should be there in your account at all times. This way when you have this certain amount of money in your account, you can spend the remaining funds in your hand without worrying about going dry or out of money in between the bi-weekly payments.

Bi-Weekly Budget Templates (Exclusive But Free)

We have created some Bi-Weekly Budget Templates based upon user feedback to facilitate our websites users in planning their Bi-Weekly Budgets effectively. Please send us your feedback by posting a comment on this post as how we can improve it you serve your purpose.

Here comes the first of these Bi-Weekly Budget Templates in MS Excel.

Bi-Weekly Budget Template 01

Please click on the button bellow to start downloading this MS Excel Template.

Bi-Weekly Budget Template 02

Here is download link for this 2nd Free & Exclusive Bi-Weekly Budget Template in MS Excel format.

And here comes the 3rd Exclusive Bi-Weekly Budget Template in MS Excel.

Bi-Weekly Budget Template 03

Download this wonderful Free Excel Template.

Checkout following simple yet comprehensive Bi-Weekly as well as Monthly Budget Planner Template.

Bi-Weekly Budget Template 04

Here is download link for this MS Excel Sheet to help you plan your Bi-Weekly Budget.

Download link or button is bellow.

Yet another Budget Planner Template in MS Excel format.

Bi-Weekly Budget Template 06


Free Bi-Weekly Budget Templates

Download all these Free Bi-Weekly Budget Templates that can easily help you to prepare your own Bi-Weekly Budget effectively.

Here is a good looking Bi-Weekly Budget Template that can enable you to provide an excellent comparison between your Income and Expenses. Other sections include Savings, Health  and Transfers to track your expenses on a period of Bi-Weekly.

Checkout following simple yet comprehensive Weekly Budget Template that can divide your values into days basis.

Bi-Weekly Budget Excel Template

Another Bi-Weekly Budget Template to accommodate your Personal Budget in MS Excel format.

Another similar but a little difference aspect of Personal Budget Template to cover your Bi-Weekly Budget needs and requirements.

Business Bi-Weekly Budget Template

Here is a good looking Bi-weekly Budget Worksheet Form to help you quickly print your own budget easily. It also incorporate Monthly Payments and Balance for your selected accounts to help you track your spending easily.

Another good looking Personal Monthly Budget Template to enable you to track your Projected and Actual Expenses in Entertainment, Housing, Loans and Transportation. Moreover, it also added value by highlighting Difference between Projected and Actual Cost. This is quite useful and helpful to assist you in taking decisions to step down your expenses.

Here is a  Home Budget Template that can easily help you to record your day to day expenses by category. Hence you can sort them out by category to display and see details of the expenses you did.